Implants can also be smooth or textured. Smooth implants are softer and have movement, while textured implants develop scar tissue making them less likely to move around in the breast implant pocket.
Because there is so much variety in breast implant types, it is very important to work with a qualified surgeon during your consultation to choose the best option for you. A breast augmentation is a procedure meant to increase breast size and improve breast shape. A mastopexy or breast lift, on the other hand, removes excess skin and reshapes existing breast tissue to give a firmer, more lifted look to the breasts.
During your consultation, your surgeon will ask for results of previous mammograms and biopsies. Most insurance plans will cover the cost of a mammogram. Payment options for augmentation mammoplasty will depend greatly on whether the procedure is cosmetic or medical. If you are having breast implants after a mastectomy due to breast cancer, your insurance should cover it.
Other medical conditions such as asymmetry are also usually covered. Check to see if the credit limit on your card will cover all or part of the procedure. Also be sure that the card you are using has a low interest rate. If you are thinking of opening a new card to cover the procedure, look for one with a zero percent introductory offer. An added bonus to paying with a credit card is the possibility of getting cash back or rewards on your purchase. Become familiar with how your issuer categorizes medical procedures to see what you will get back using your card.
Have a repayment plan in mind to make sure you keep your credit score and any debts in good standing. Another option for paying for your breast augmentation is to take out a personal loan. A personal loan is an unsecured loan for a fixed amount, meant to help pay for a large purchase.
Your credit score and annual income are the main determining factors for the interest rate on your loan. Personal loan rates can be as low as 5. Most health insurance plans will cover the cost of breast implants that are a part of a breast reconstruction. This act mandates that insurers that offer mastectomy benefits offer coverage for reconstruction of the breasts removed by surgery and the implants themselves. Another medical issue covered by most plans is Poland syndrome. In this case procedures are considered breast reconstruction, not breast augmentation.
In general, health insurance does not cover breast augmentation. A health savings account , also known as an HSA, is an account specifically designated for health care expenses on a pre-tax basis. These kinds of accounts are offered alongside a low-cost, high-deductible insurance plan. Breast reconstruction surgery is eligible for reimbursement through an HSA when it is part of breast cancer treatment.
An HSA cannot be used for non-medically necessary cosmetic procedures. You might not get enough money. Your grandma could be horrified. Advice: If you feel comfortable making this request, consider a reputable site, such as DepositAGift. No matter how you choose to finance your cosmetic plastic surgery, make sure you research the financing fine print and your surgeon — and think hard about whether lifting, tucking, trimming and snipping are really worth the drag on your bottom line.
If it is, make a plan that fits your budget so you can enjoy the results of your procedure without financial regret. See related: Paying medical bills: Things to know. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars.
It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.
Emma Johnson is a former CreditCards. Essential reads, delivered straight to your inbox. By providing my email address, I agree to CreditCards. Your credit cards journey is officially underway. Shopping for a new credit card without hurting your credit can be done — find out how preapproval and prequalification can help you do it.
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Essential news and expert tips in your inbox every week. Search popular CreditCards. Innovations and Payment Systems Advertiser Disclosure A financial guide to cosmetic plastic surgery Cosmetic plastic surgery is costly and is rarely covered by insurance — read on for tips on how to pay for your procedure SHARE: Tweet. Advertiser Disclosure. Editorial Disclaimer The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars.
In Innovations and Payment Systems Shopping for a credit card without hurting your credit Shopping for a new credit card without hurting your credit can be done — find out how preapproval and prequalification can help you do it.
See more stories. In Other News. Credit Card Rate Report. National Average Low Interest Business Balance Transfer Airline Cash Back Reward Student Instant Approval Bad Credit Questions or comments? Breast augmentation financing is an umbrella term that makes it possible to fund your boob job via monthly payment plans. Personal loans, in-house payment plans backed by third-party companies, and credit cards allow you to pay the plastic surgeon in advance and then repay the lender later on through installments.
Please take advantage of the online calculator found below to estimate how much it might cost per month for breast implants, enlargement, and lifts. Budget accordingly. A variety of breast enlargement financing options can enable your boob job payment plan. Each alternative provides funding to your plastic surgeon upfront and then spreads the repayment out over time in installments every thirty days or so.
If approved, the lender can deposit the funding into your checking account within days, which puts you in control of the process. Having money in your bank account allows you to pick the plastic surgeon with the best reputation, most convenient location, or lowest prices. You repay the lender with fixed installments over time.
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